I think it is very relevant. Firstly the £250k shortfall, mentioned in the story on the front page, seems more like an amount of money needed to rebuild the cafe, than the lost profits from being closed for 3 or 4 months. If they were making £1mn per year previously, then i'm going to open a cafe in a park. If it was uninsured then that's a pretty big mistake. Secondly, if they are insured, then you'd hope/assume/be normal that they would have business continuity insurance as part of their cover. While insurers are wriggling on paying this insurance for closures due to covid, loss of earnings due to a fire is exactly what this type of insurance is there for. So i think it does have an awful lot to do with anything.
Rob Reynolds ● 2344d